Our Mission

At Retirement Planning Strategies, our goal is simple: help you make confident decisions about Medicare, life insurance, final expense planning, and retirement-income options — without pressure and without confusion.

Many people in the Bakersfield market feel overwhelmed by choices, timelines, and unfamiliar terms. We focus on education first, then clear next steps. If you’re comparing options or planning ahead, we’ll help you ask the right questions and understand what matters.

What We Help With

• Medicare guidance — help understanding timelines and common plan differences
• Life insurance — term and permanent options explained clearly
• Final expense — practical planning and coverage education
• Annuities — retirement income planning concepts and questions to consider

How We Work

1. Quick discovery: we learn your goals, timing, and what you want to protect.
2. Clear explanation: we break down options in plain language and outline pros/cons.
3. Next steps: you get a simple action plan and follow-up support.

Local Focus: Bakersfield & Kern County

Our service area is centered on Bakersfield, California and surrounding Kern County communities, including Shafter, Wasco, Delano, Tehachapi, Arvin, Lamont, Taft, and nearby areas. We understand that local needs and timing matter — and we aim to be responsive when you reach out.

Our Standards

• No-pressure guidance — you stay in control of decisions
• Plain-English explanations instead of jargon
• Respect for privacy and your time
• Clear follow-up and practical checklists

Ready to Talk?

If you’re in Bakersfield or Kern County and want help understanding your options, start with our call-back form or contact us directly.

Contact Us Call (661) 410-7189

Note: Information on this site is educational and not a guarantee of coverage. Availability, benefits, and eligibility vary.

Frequently Asked Questions