Call (888) 310-0376 For a Quote

MedicareComplete Enrollment Checklist

United Healthcare offers all AARP Medicare plans including MedicareComplete  Yellow Figure with Red Checklist

MedicareComplete is a Medicare Advantage Plan offered by United Healthcare. The only Medicare plans approved to use the AARP brand are offered by United Healthcare.

More people are enrolled in Medicare Advantage plans insured through United Healthcare than any other company. AARP MedicareComplete may be a HMO, PPO or HMO-POS plan depending on where it is offered.

Most MedicareComplete plans include Part D coverage, although if you need a medical-only plan, you can enroll in AARP MedicareComplete Choice Essentials.

United Healthcare also offers AARP Medicare supplement insurance and AARP Medicare Rx plans.

Enrollment checklist – Prerequisites to MedicareComplete enrollment

1. Medicare Parts A and B: You must have Medicare Part A and Medicare Part B to enroll in AARP MedicareComplete. You must also continue to pay your Part B premium.

2. Service Area: To join an Advantage Plan you must live in the plan’s service area. A service area is generally defined as a County. Medicare Advantage plans are offered County-by-County. It’s possible that you may not have a MedicareComplete plan available where you live.

In addition you should know that all MedicareComplete plans are not identical. Plan benefits can vary depending on the service area. Plans referred to as MedicareComplete Choice Plans utilize a PPO network while other MedicareComplete Plans may require you to use a HMO or HMO-POS network.

When you visit the MedicareComplete website enter your zip code so that you can see available plans. Or if you are interested in all plans available in your County visit www.medicare.gov.

3. End Stage Renal Disease (ESRD): Pre-existing conditions are not taken into consideration with the exception of ESRD (permanent kidney failure requiring dialysis or a kidney transplant). If you are already enrolled in AARP MedicareComplete and develop kidney disease you can keep your plan or if you have had a successful kidney transplant you are able to enroll.

Medicare Advantage enrollment periods

1. Annual Enrollment Period: The Annual Enrollment Period is the time to compare Medicare Advantage plans. You can join, switch or drop a Medicare Plan beginning October 15th, through December 7th. Your plan will become effective January 1st.

2. Dis-enrollment Period: If you are enrolled in a Medicare Advantage Plan and would like to cancel your plan you are able to do so between January 1 through February 14. You are not allowed to switch to another Advantage Plan.

You may return to original Medicare and enroll in a stand-alone Part D Plan and may purchase a Medicare supplement if you wish (underwriting may apply).

3. Newly eligible for Medicare: You can join  MedicareComplete when you first become eligible for Medicare. Your Open Enrollment Period begins 3 months prior to the month you turn 65, the month you turn 65 and 3 months after the month you tun 65 (seven months).

If you you are eligible for Medicare prior to turning 65 due to a disability you are able to join during the 3 months before and the 3 months after your 25th month of disability.


Research before you enroll

If you choose to enroll in AARP MedicareComplete be sure to review the following items:

  • The plan’s Summary of Benefits
  • The Provider Directory
  • The Part D Formulary (drug list)

Reviewing these documents will provide the necessary information to make an informed decision as to whether a Medicare Plan from United Healthcare is right for you.

9 comments

  1. Why do you not have a new 2012 Provider Directory up on your website so that people trying to switch plans can find the Doctor and the Medical groups that are associated with the plan they are looking for. You haved sent out all the information in a booklet but failed to send the provider directory for 2012 in the mail. This is not a lot of help when trying to research a new plan.

  2. Lucille, Sorry this site is not the Plan’s site. Visit the UnitedHealthCare website to find a provider directory.

  3. i am a current member, need to change physicians , so

    where can i find s preferred providers list
    on line?

  4. Why does this site refer to Arizona plans. I want info on the State of Washington. What is the problem? I was dumped off Silver Slippers there last fall? I don’t know why,but I had to start paying $*0 + a month in October. I am on Medicare Complete thru United Health Care, Plan3(HMO).

    What does your URI above stand for? What does it want?

  5. Stephen, Refine your search terms. I’m sorry I don’t understand your questions.

  6. What are outpatient diognostic tests?

  7. Budd, Outpatient diagnostic tests are any testing procedures designed to determine your medical condition (or the cause) which are performed when you are not confined overnight to a hospital.

  8. Hello,

    I have a strong complaint about one of the doctors that my brother is seeing. I feel as though he is not receiving the services he should and that the insurance is being billed in error. Possibly being cheated. Where do I go to voice my concerns and get a quick response. I believe that a lot of doctors are possibly not offering care like they should and yet have the right to bill the insurance company. The patient is still in bad health, visits have increase and still no changes. I’m very angry and need to voice my concerns.

    Please help!

  9. Tracie, If you believe that false information has been used to deceive your brother call 1-800-Medicare.

Leave a Reply

Your email address will not be published. Required fields are marked *

*

This site uses Akismet to reduce spam. Learn how your comment data is processed.