Medicare Advantage Plans are attractive to Medicare beneficiaries because of the lower cost sharing for services at little or no monthly premium, as compared to a Medicare Supplement policy. In addition to a lower cost sharing structure, members will normally receive additional benefits not normally covered by original Medicare. If you are on a budget, the extras, such as; vision, dental and hearing can be a big benefit.
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Medicare Advantage Plan options
The annual enrollment period (AEP) for Medicare Advantage Plans October 15th and ends December 7th. You owe it to yourself to take a look at all the options that are available to you. Receiving your new member cards and info for your current Medicare Advantage Plan and putting them aside without further investigation, could be your worst move.
Your annual enrollment period exists for a reason. Insurance companies can change plans on a year to year basis and you need to assess the new offering. In addition to assessing your current carriers’ new offering, take a look at what else is available.
Start by going to the Medicare website and look at what other Advantage Plans are available in your area. If you want to stay with an Advantage Plan, another carrier may offer a better option for you.
Take the time to do your homework to ensure that you get the best plan for your circumstances.The Annual Enrollment Period is your time to make any changes that you like.