The following is a quick reference of changes to the enrollment period for Advantage Plans with a January 2013 effective date.
- The Annual Enrollment Period takes place between October 15th and December 7th. This is a change from years past when the Annual Enrollment Period began November 15 and ended December 31.
- The open Enrollment Period which ran from January 1 through March 31 was eliminated and is no longer available.
- If you enroll in a Medicare Advantage Plan your only opportunity to make a change is between January 1 and February 14. During this period you will only be allowed to dis-enroll from your Advantage Plan and return to original Medicare. You may purchase a stand-alone Part D Plan and purchase a Medicare supplement if you wish.
The above enrollment periods are for those individuals that do not qualify for a special enrollment period due to a special circumstance.
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Compare 2013 Medicare Advantage Plans
This change to the Medicare Advantage Enrollment Period for 2013 plans caught many people off guard. It is in your best interest if you are interested in enrolling in an Advantage Plan to be proactive and compare plans as soon as possible. If you are enrolled in a plan currently be alert for any notices from your current plan sponsor.
If you are interested in changing plans or are considering plans for the first time visit medicare.gov to search for plans in your area. Finding and comparing plans online is the easiest way to cover a lot of ground. Once you find plans that may interest you be certain to review the Medicare Advantage enrollment kit materials.
Taking note of the Medicare Advantage enrollment changes and being proactive is your responsibility. So don’t miss the boat!