Comments for Medicare Plan Review

Comment on Medicare Complete by wendy

wendy — Sun, 05 Feb 2012 03:29:10 +0000

Will Secure Horizon discontinue to pay for lab work for a family member who has Congested Heart Failure and Alzheimers’s? He needs his various blood levels monitored because of edema.

Comment on Medicare Complete by David Forbes

David Forbes — Fri, 03 Feb 2012 21:37:32 +0000

Helen, That’s a question that should be asked of someone at UnitedHealthCare.

Comment on Medicare Supplement Plan F by David Forbes

David Forbes — Fri, 03 Feb 2012 21:34:27 +0000

France, I’m sorry, I do not consult on an individual basis. Once in Texas, you could consult with a local agent in your area.

Comment on Medicare Complete by Helen

Helen — Thu, 02 Feb 2012 15:52:59 +0000

What Radiology procedures do not need prior Authorization if the Patient has AARP Medicare Complete HMO MDCR?

Comment on Medicare Supplement Plan F by france

france — Thu, 02 Feb 2012 12:23:35 +0000

would you consult via email
at least reading your blog I can gather I am not alone
and I wonder how hospitals and doctors deal with such
complicated laws. I heard on the news the Obama care
mentioned but same here I have no understanding of what
it will entitle. We ar now on retirement and social security is a change of life but we have a house and savings.. My belief is that we should all have the perfect insurance at your age after having paid our dues to our government – so what to do to respect a budget and also not to loose all our savings – to have a secure end of life and no worry about hospital and medication. thank you

Comment on Medicare Supplement Plan F by David Forbes

David Forbes — Wed, 01 Feb 2012 17:29:17 +0000

France, You would benefit from a face-to-face meeting with an insurance agent you can trust.

Comment on Medicare Supplement Plan F by france

france — Wed, 01 Feb 2012 02:35:35 +0000

we are 65 for me and 68 for my husband and have medicare A.
we are retired in mexico but will go back to usa and wish
to seek extra insurance – I do not understand anything
as what to add for supplements b f m n.
For instance could we acquire N with just medicare A.
We are very healthy but who knows what life will be later on and I am worried for the futur and would like to live
securily when it comes to health care. I have no clue of what to do – all is so complicated to understand.
Sincerely

Comment on Medicare Supplement Plan F by David Forbes

David Forbes — Mon, 30 Jan 2012 19:02:14 +0000

Arlene, To my knowledge Medigap Plan B has never included skilled nursing coverage and if it did when you purchased your benefits would be grandfathered-in. You could request a copy of your original application from the insurance company but it would probably not include an outline of coverage. To determine if you will be afforded coverage under your husband’s policy you should contact his former human resources department.

Original Medicare will pay 100% for the first 20 days of skilled nursing care if it is after at least a 3 day medically necessary inpatient hospital stay. You would be responsible for 20% coinsurance for days 21-100. After that Medicare (and a Medigap policy) pay nothing. If your interest is in care longer than 100 days you should explore a long term care insurance policy. Popular plans are offered by Met Life, Genworth, Prudential, Mutual of Omaha and others.

Comment on BravoRx Part D Plan Review by mary katherine smith

mary katherine smith — Mon, 30 Jan 2012 18:56:52 +0000

i need a good suppliment

Comment on Medicare Supplement Plan F by Arlene

Arlene — Mon, 30 Jan 2012 02:05:21 +0000

I have plan B under the AARP Supplemental Health Ins. company. I could have sworn that I signed up for the plan that provided coverage for skilled nursing facility. Is it possible that plan B at some point dropped that coverage? How can I get a copy of my original application form? Also, my husband is still covered under his former employers plan as a retiree and it may provide for skilled nursing facility coverage. It is not a supplemental plan, but I am still covered under it and do not use it for anything other than prescriptions (which qualifies as equivalent to Part D coverage.) Can I utilize this coverage should I find myself requiring care in a skilled nursing facility? I understand from a response to a question above that I cannot switch from plan B to plan C without going through the underwriting process.