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Medigap

Medicare Part B – 2017 Premium and Deductible Changes

Part B Premium Changes in 2017

2017 Part B premium and deductible changes to increase costs Every year about this time The Centers for Medicare and Medicaid (CMS) announce the Medicare Part B premium and deductible for the coming year. They also address changes to the Part A premium although this affects very few people.  Most of the media in a move to drive traffic to ...

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Medicare Doc Fix and What It Means For Your Pocketbook

Medicare Do Fix Reform

Medicare legislation means higher out-of-pocket costs in the future It plays out in congress every year. Doctors are threatened with payment cuts and congress ultimately kicks the can down the road until the next year. These annual cuts were mandated under what was known as the Sustainable Growth Rate (SGR). The general idea was to keep payments in line with ...

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Compare Medigap Plan Benefits – Medicare Supplement Benefits Chart

Medicare supplement benefits chart

Standardized Medicare supplement benefits at a glance Before you begin shopping for a Medicare supplement it makes sense to know what benefits are included in each standardized plan. The Medigap Benefits chart below will allow you to compare plans and find the level of coverage that is right for you. If you’re new to Medicare or have never shopped for ...

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Thinking Of Switching To Medicare Supplement Plan F?

Questions About Medicare Supplement Cost?

How easy is it to switch to Medicare supplement Plan F from Plan G? Quite often I get questions about whether or not it is advisable to switch to a different Medicare supplement plan. Most often the plan that people want to switch to is Plan F. This is typically due to a realization that the plan originally chosen requires ...

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Medicare Supplement Plans M And N Have Lower Premiums

Bar Chart with Declining Red Arrow

Slightly higher out-of-pocket costs result in lower premiums for Plans M and N Buying a Medicare supplement with a lower premium is often a trade off between adequate coverage and price. In June of 2010 Medigap policies were re-tooled and two new plans, Medicare supplement Plans M and N, were introduced. These plans are designed for people who are willing ...

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10 Reasons To Buy A Medicare Supplement

Checklist with Boxes Checked

Is it time to buy a Medicare supplement? There are nearly 10,000 Baby Boomers turning 65 and becoming eligible for Medicare each day. You may be one of them. If so, you need to decide how you will protect yourself from the high cost of health care or more specifically, the gaps in Medicare coverage. You’ve probably heard that choosing ...

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Medigap Plan F Limitations

Plan F Limits - Frightening?

Limits to plan F are due to Medicare itself If you are like most people you want the best Medicare plan for the least amount of money. But all Medicare plans seem to have some inherent limitations and Medigap Plan F is no different. Whether you choose to stay with original Medicare, purchase a Medicare supplement or enroll in a ...

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Should You Cancel Your Medicare Supplement?

Tight Budget

With budgets tight some insureds consider cancelling their Medicare supplement policies As food and gas prices rise many people on fixed incomes are looking for ways to cut their budget. Some people on Medicare have gone as far as cancelling their Medicare supplement policies. A Medicare supplement, also known as Medigap, is designed to control your budget by limiting your ...

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Plan F High Deductible Option – Buyer Profile

Plan F High Deductible

Are you prepared for the possible consequences of buying the Medigap Plan F high deductible option? The main reason most people buy a Medigap policy is to protect themselves from high out-of-pocket expenses. In fact, the biggest perceived benefit of owning a Medigap policy is to pay premiums as a (somewhat) fixed expense to eliminate any surprises. The Plan F ...

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